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Personal Service & Professional Insight


Outlook 2022: Passing the Baton

LPL Research Outlook 2022: Passing the Baton is designed to help you navigate the risks and opportunities over the rest of 2021 and beyond. While the economy continues to move forward, we’re still feeling some aftershocks of COVID-19 and the Delta variant. At the same time, 2021 also saw a resurgence of activities we missed in 2020, and the S&P 500 Index continued to advance as corporate America faced these challenges with resiliency. With the U.S. economy reopened, the growth rat
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Outlook 2021: Powering Forward

Every year LPL Financial Research produces an excellent publication called Outlook. Outlook 2021: Powering Forward is designed to help you navigate a year in which economic conditions may continue to improve dramatically.
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My Day at the Harford Community College Future Summit

On November 9 I had the privilege of attending Harford Community College’s Future Summit at the APGFCU Arena. The Summit—a meeting of legislators, educators, entrepreneurs, and other leaders from Harford County and across Maryland—was an opportunity for the larger community to provide guidance on the future direction of the College. I participated with other attendees in small-group discussions and we developed impact statements that will serve as a foundational component of the College’s...
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Sequence of Return Risk

One of the biggest risks you face in retirement is called sequence of return risk. Sequence of return risk all about timing.  Its crazy to think about, but completely true, that two different investors can have the exact same average annual rate of return but end up in totally different places all because of timing. 
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2018 LPL Focus Conference

We recently had the great privilege to attend the 2018 LPL Focus conference in Boston, Massachusetts (July 29- August 1, 2018). The Focus Conference is LPL Financial's flagship education, growth and networking event for advisors and their staff.  The conference features an expo which provides an opportunity for us to make meaningful connections with partners from approximately 130 sponsor companies and LPL Home Office resources. These are the connections that help us help our clients wi
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The Case for Sustainable Investing

Proponents of sustainable investing believe that directing capital toward companies that are dealing effectively with sustainability issues will enhance the transition to a more sustainable global economy. Part of the growing interest in sustainable investing and ESG has little to do with morality -- failure to manage environmental risks, lawsuits related to discrimination, fines and prosecution related to financial misdeeds and negligence, for instance, can all hurt companies' bottom lines.
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Why We Love Roth IRA's

One word sums it up; flexibility. Roth IRA withdrawal plans A, B, & C
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What Independence Means to a CPA

By Adrian Albidress Jr, CPA. In 2002, following a string of major accounting scandals, the Sarbanes Oxley act was enacted by Congress. This legislation created a number of new reforms designed to protect investors. One of these reforms was the creation of the Public Company Accounting Oversight Board (PCAOB) to oversee audits of public companies. For the first time, public companies were now subject to external and independent oversight.
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Welcome to our New Website!

Thank you for visiting us. We are excited to launch our new website, you will find a wealth of excellent content and resources here. If you aren’t already on our email list, please contact us to sign up. You will get critical market updates and the latest relevant financial planning news.  We are especially excited to launch our Guided Wealth Portfolio (GWP) platform. GWP is an excellent tool to save for retirement that blends the best of technology and human insight. If you are
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