Personal Service & Professional Insight

Albidress Financial Blog

LPL Research Outlook 2019

LPL Research Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets is filled with investment insights and market guidance for the year ahead. LPL Research believes the following three themes will be key to the markets...
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My Day at the Harford Community College Future Summit

On November 9 I had the privilege of attending Harford Community College’s Future Summit at the APGFCU Arena. The Summit—a meeting of legislators, educators, entrepreneurs, and other leaders from Harford County and across Maryland—was an opportunity for the larger community to provide guidance on the future direction of the College. I participated with other attendees in small-group discussions and we developed impact statements that will serve as a foundational component of the College’s...
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Sequence of Return Risk

One of the biggest risks you face in retirement is called sequence of return risk. Sequence of return risk all about timing.  Its crazy to think about, but completely true, that two different investors can have the exact same average annual rate of return but end up in totally different places all because of timing. 
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What you need to know about Required Minimum Distributions

For decades you've faithfully made contributions to your retirement plan and you've watched your nest egg grow with the magic of tax deferral and compound interest. Do you think the government wants you to defer those taxes forever? Of course not!
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2018 LPL Focus Conference

We recently had the great privilege to attend the 2018 LPL Focus conference in Boston, Massachusetts (July 29- August 1, 2018). The Focus Conference is LPL Financial's flagship education, growth and networking event for advisors and their staff.  The conference features an expo which provides an opportunity for us to make meaningful connections with partners from approximately 130 sponsor companies and LPL Home Office resources. These are the connections that help us help our clients wi
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The Case for Sustainable Investing

Proponents of sustainable investing believe that directing capital toward companies that are dealing effectively with sustainability issues will enhance the transition to a more sustainable global economy. Part of the growing interest in sustainable investing and ESG has little to do with morality -- failure to manage environmental risks, lawsuits related to discrimination, fines and prosecution related to financial misdeeds and negligence, for instance, can all hurt companies' bottom lines.
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What Every IRA Beneficiary Needs to Know

By Adrian Albidress CFP MBA. A concept I constantly coach clients on is the "Stretch IRA", a concept that can be very exciting for IRA beneficiaries IF executed properly.
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Why We Love Roth IRA's

One word sums it up; flexibility. Roth IRA withdrawal plans A, B, & C
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What Independence Means to a CPA

By Adrian Albidress Jr, CPA. In 2002, following a string of major accounting scandals, the Sarbanes Oxley act was enacted by Congress. This legislation created a number of new reforms designed to protect investors. One of these reforms was the creation of the Public Company Accounting Oversight Board (PCAOB) to oversee audits of public companies. For the first time, public companies were now subject to external and independent oversight.
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Welcome to our New Website!

Thank you for visiting us. We are excited to launch our new website, you will find a wealth of excellent content and resources here. If you aren’t already on our email list, please contact us to sign up. You will get critical market updates and the latest relevant financial planning news.  We are especially excited to launch our Guided Wealth Portfolio (GWP) platform. GWP is an excellent tool to save for retirement that blends the best of technology and human insight. If you are
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